Approve Loan

Approves a loan application.

The customer is named with exactly one of clientId or nuban (the number of one of the customer's savings accounts). The loan must belong to that customer, otherwise the request is refused with 403.

Path Parameters

Field Name	Type	Required	Description
`loanAccountNo`	string	TRUE	The loan's account number, as returned when the loan was created.

Request Body

Field Name	Type	Required	Description
`clientId`	integer	FALSE	The customer's client id. Required if `nuban` is not sent.
`nuban`	string	FALSE	NUBAN of one of the customer's savings accounts. Required if `clientId` is not sent.
`approvedOnDate`	string	FALSE	Format yyyy-MM-dd. Defaults to today.
`approvedLoanAmount`	number	FALSE	Amount approved, 0.01 or greater. Defaults to the amount applied for.
`expectedDisbursementDate`	string	FALSE	Format yyyy-MM-dd.
`note`	string	FALSE	Note recorded against the operation.

Response Body

Field Name	Type	Description
`loanAccountNo`	string	Account number of the loan.
`loanId`	integer	Internal loan id.
`clientId`	integer	Customer the loan belongs to.
`resourceId`	integer	Id of what was created or changed.
`changes`	object	The fields that changed.
`commandId`	integer	Present instead of the change when the operation is waiting for approval.

Request

Authorization

OAuth 2.0

Client Credentials

Add the parameter

Authorization

to Headers，whose value is to concatenate the Token after the Bearer.

Example:

Authorization: Bearer ********************

Token URL: {{tpGatewayHostUrl}}/security/authenticate

Path Params

Body Params application/json

Example

{
  "clientId": 42,
  "approvedOnDate": "2026-11-06",
  "approvedLoanAmount": 45000,
  "note": "Approved after credit review"
}

Request Code Samples

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

Responses

🟢200Approved

application/json

Approved

Bodyapplication/json

Example

{
  "officeId": 1,
  "clientId": 42,
  "loanId": 7,
  "loanAccountNo": "000000059",
  "resourceId": 7,
  "changes": {
    "status": {
      "id": 200,
      "code": "loanStatusType.approved",
      "value": "Approved"
    }
  }
}

🟠400Validation failed

🟠401The merchant's account has not been granted this operation,

🟠403The loan is not the customer's, or your API user does not ha

🟠404Not found

🔴500The request could not be completed

Path Parameters#