1. Account
Core Banking Services
  • Introduction
  • Terminologies
  • Webhooks
  • Authentication
  • Account
    • Product List
      GET
    • Create Account
      POST
    • Update Account
      PUT
    • Find Client
      POST
    • Accounts
      GET
    • Create Additional Account
      POST
    • Account Details By BVN
      GET
    • Get Client Addresses
      GET
    • Get Account Details
      GET
    • Get Account Summary
      GET
    • Client Images
      GET
    • Update BVN
      POST
    • Update Transaction Limit
      POST
    • Client Notifications
      PUT
    • Activate Client Account
      POST
    • Add Client Address
      POST
    • Update Client Address
      PUT
    • Get Full Account Details
      GET
    • Get Full Account Details By NUBAN
      GET
    • Upload Client Passport
      POST
    • Update NIN
      POST
    • Create Client
      POST
    • Get Directors
      GET
    • Create Directors
      POST
    • Update Directors
      PUT
    • Delete Director
      DELETE
    • Get Genders
      GET
    • Get Signatories
      GET
    • Create Signatories
      POST
    • Delete Signatory
      DELETE
    • Get Template
      GET
  • KYC
    • Get KYC Info
    • Update KYC
    • Get KYC Level
    • Auto Verify KYC
    • Get KYC Comparison Details
    • Face Comparison
    • Get KYC Info
    • Get KYC Settings
    • Get KYC Info
    • Create Face Liveness Session
    • Get KYC Log Details
    • Get KYC Logs
    • Set KYC Level
    • Set KYC Log Status
  • Transaction
    • Payment Types
    • Debit Account
    • Credit Account
    • Transaction History
    • Transaction Details [Legacy]
    • Transaction Details
    • Get All Transactions
  • Transfer
    • Interbank Transfer
      • Get Institutions
      • Name Inquiry
      • Interbank Transfer
      • InterBank Transfer Query
      • Transfer Details
      • Bulk Interbank Transfer
    • Intrabank Transfer
      • IntraBank Transfer
      • Intrabank Transfer To Virtual Accounts
      • Query Intrabank Transfer Status
      • Intrabank Transfer To Virtual Accounts
      • Query Intrabank Transfer To Virtual Account Status
  • Account Restrictions
    • Block Debit
    • Unblock Debit
    • Hold Amount
    • Release Amount
    • Block Account
    • Block Account Credits
    • Unblock Account
    • Unblock Account Credits
  • Reporting
    • Report Types
    • Get Report Parameters
    • Create Report
    • Report Details
    • Get Reports
  • Organisation
    • Get Address Types
    • Get Offices
    • Get States
  • Schemas
    • Client
    • Product
    • ClientNotificationsRequest
    • ClientNotificationsResponse
    • ErrorDetail
    • ErrorResponse
    • ValidationErrorResponse
  1. Account

Find Client

POST
/core/account/find
This API allows users to retrieve client details using either an email address, mobile phone number, NIN or BVN. By providing one or more of these identifiers, the API returns relevant client information, including their name, contact details, and verification status.

Query Params#

Field NameTypeRequiredDescription
accountsBooleanFALSEParameter to indicate whether all accounts should be included in response
transactionsBooleanFALSEParameter to indicate if recent transactions should be included in response

Request#

Field NameTypeRequiredDescription
emailstringFALSEThe email of the client
mobileNostringFALSEThe mobile number of the client
ninstringFALSEthe NIN of the client
bvnstringFALSEthe BVN of the client
nubanstringFALSEthe NUBAN of the client

Response#

Field NameTypeDescription
firstnamestringClient's first name
lastnamestringClient's last name
emailstringClient's email address
mobileNostringClient's mobile phone number
clientIdintegerUnique identifier for the client
subLedgerActivatedbooleanIndicates if sub-ledger is activated
dateOrBirthstringClient's date of birth (DD-MM-YYYY format)
kycLevelintegerKYC verification level of the client
accountsObjectAccount Numbers Of The client
transactionsObjectRecent Transactions Of the Client

Request

Authorization
OAuth 2.0
Client Credentials
Add the parameter
Authorization
to Headers
,whose value is to concatenate the Token after the Bearer.
Example:
Authorization: Bearer ********************
Token URL: {{tpGatewayHostUrl}}/security/authenticate
or
Query Params

Body Params application/json

Example
{
  "mobileNo": "08000000013"
}

Request Code Samples

Shell
JavaScript
Java
Swift
Go
PHP
Python
HTTP
C
C#
Objective-C
Ruby
OCaml
Dart
R
Request Request Example
Shell
JavaScript
Java
Swift
curl --location '/core/account/find?accounts=undefined&transactions=undefined' \
--header 'Content-Type: application/json' \
--data '{
  "mobileNo": "08000000013"
}'

Responses

🟢200Success
application/json
Success
Bodyapplication/json

Examples
{
  "email": "customer3@example.com",
  "mobileNo": "08000000014",
  "clientId": 5,
  "kycLevel": 0
}
🟠400| Source | Error | When |
🟠401| Source | Error | When |
🟠403| Source | Error | When |
🟠404| Source | Error | When |
🔴500| Source | Error | When |
Modified at 2026-11-02 05:49:11
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