1. Interbank Transfer
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        POST
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        POST
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  1. Interbank Transfer

Bulk Interbank Transfer

POST
/core/transfer/bulk

Bulk Interbank Transfer#

Submits several interbank transfers in one request. Each item is validated and queued on its own, in order. A 200 only means the transfers were accepted for processing; use GET /core/transfer/query/{transactionReference} or the item callback for the outcome.
POST /core/transfer/bulk

Request Body#

A JSON array. Each item has these fields:
Field NameTypeRequiredDescription
sourceAccountNUBANstringTRUEAccount to debit
destinationAccountBVNstringTRUEBVN of the beneficiary, from the name enquiry
destinationInstitutionCodestringTRUEBeneficiary institution code
destinationAccountNUBANstringTRUEBeneficiary account number
destinationBankNamestringTRUEBeneficiary bank name
destinationAccountNamestringTRUEBeneficiary account name
nameInquiryReferencestringTRUEReference returned by the name enquiry
amountnumberTRUEAmount, 0.01 or greater
narrationstringTRUETransfer narration
transactionReferencestringTRUEYour unique reference for the item
callbackstringFALSEURL notified when the transfer completes

Response#

A JSON array with one entry per accepted item.
Field NameTypeDescription
idintegerTransfer ID
typestringINTERBANK_TRANSFER
destinationInstitutionCodestringBeneficiary institution code
destinationBankNamestringBeneficiary bank
destinationAccountNamestringBeneficiary name
destinationAccountNUBANstringBeneficiary account
amountnumberAmount
narrationstringNarration
transactionReferencestringYour reference
transactionStatusstringStatus at acceptance, normally PENDING
The request is not atomic: if one item is rejected, items before it may already have been accepted. Query each reference before re-sending.

Request

Authorization
OAuth 2.0
Client Credentials
Add the parameter
Authorization
to Headers
,whose value is to concatenate the Token after the Bearer.
Example:
Authorization: Bearer ********************
Token URL: {{tpGatewayHostUrl}}/security/authenticate
or
Body Params application/json

Example
[
  {
    "sourceAccountNUBAN": "0123456789",
    "destinationAccountBVN": "22222222222",
    "destinationInstitutionCode": "000013",
    "destinationAccountNUBAN": "0987654321",
    "destinationBankName": "Sample Bank",
    "destinationAccountName": "Sample Beneficiary",
    "nameInquiryReference": "NIR-0001",
    "amount": 2500.0,
    "narration": "Vendor payment",
    "transactionReference": "BULK-REF-0001",
    "callback": "https://example.com/callback"
  }
]

Request Code Samples

Shell
JavaScript
Java
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PHP
Python
HTTP
C
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Objective-C
Ruby
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Request Request Example
Shell
JavaScript
Java
Swift
curl --location '/core/transfer/bulk' \
--header 'Content-Type: application/json' \
--data '[
  {
    "sourceAccountNUBAN": "0123456789",
    "destinationAccountBVN": "22222222222",
    "destinationInstitutionCode": "000013",
    "destinationAccountNUBAN": "0987654321",
    "destinationBankName": "Sample Bank",
    "destinationAccountName": "Sample Beneficiary",
    "nameInquiryReference": "NIR-0001",
    "amount": 2500.0,
    "narration": "Vendor payment",
    "transactionReference": "BULK-REF-0001",
    "callback": "https://example.com/callback"
  }
]'

Responses

🟢200Success
application/json
Success
Bodyapplication/json

Example
[
  {
    "id": 501,
    "type": "INTERBANK_TRANSFER",
    "destinationInstitutionCode": "000013",
    "destinationBankName": "Sample Bank",
    "destinationAccountName": "Sample Beneficiary",
    "destinationAccountNUBAN": "0987654321",
    "amount": 2500.0,
    "narration": "Vendor payment",
    "transactionReference": "BULK-REF-0001",
    "transactionStatus": "PENDING"
  }
]
🟠400| Source | Error | When |
🟠401| Source | Error | When |
🟠403| Source | Error | When |
🟠404| Source | Error | When |
🔴500| Source | Error | When |
Modified at 2026-11-02 05:51:05
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Transfer Details
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IntraBank Transfer
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